AYB240 Superannuation and Retirement Planning
To view more information for this unit, select Unit Outline from the list below. Please note the teaching period for which the Unit Outline is relevant.
| Unit code: | AYB240 |
|---|---|
| Credit points: | 12 |
| Timetable | Details in HiQ, if available |
| Availabilities |
|
| CSP student contribution | $2,174 |
| Pre-2021 CSP student contribution | $1,703 The pre-2021 commonwealth supported place (CSP) contribution amount only applies to students enrolled in a course prior to 2021. To learn more, visit our Understanding your fees page. |
| Domestic tuition unit fee | $3,456 |
| International unit fee | $5,640 |
Unit Outline: Semester 2 2026, Gardens Point, Internal
| Unit code: | AYB240 |
|---|---|
| Credit points: | 12 |
| Coordinator: | Elisabeth Sinnewe | elisabeth.sinnewe@qut.edu.au |
Overview
In this unit, you will explore the superannuation system, which is one of Australia's retirement policy pillars. You will also encounter other retirement considerations, such as estate planning and aged care provisions. Knowledge of superannuation is critical: while almost every adult in Australia has superannuation, the system is highly complex and heavily regulated. Many Australians nearing retirement will therefore seek advice from financial advisers, accountants, and other financial service providers. This unit links closely with AYB250 Personal Financial Planning, providing a pathway to careers in financial planning, superannuation advisory, and wealth management.
Learning Outcomes
On successful completion of this unit you will be able to:
- Analyse and synthesise financial data to prepare analysis for superannuation decision making. [HO 2.1]Relates to: UG Business Capabilities: HO (2.1)
- Exercise critical thinking, evaluation and judgement for problem solving in the context of superannuation decision making. [HO 2.1, 2.2]
- Communicate in written forms to clearly and professionally structure and present ideas, judgements and opinions. [PC 3.1]Relates to: UG Business Capabilities: PC (3.1)
- Demonstrate and apply knowledge of regulatory frameworks to superannuation issues. [KS 1.1, SE 5.1]
Content
Undergraduate Coursework AoLs
The QUT Business School has established the Assurance of Learning (AoL) Goals to meet contemporary industry needs and standards. Achieving these learning outcomes will assist you to meet the desired graduate outcomes set at QUT - aligned with other internationally renowned business schools. Students will develop the following capabilities relevant to a contemporary global and sustainable business environment:
Knowledge and Technological Skills (KS)
1.1 Demonstrate and apply integrated discipline (including technical) knowledge across the broad field of business with depth in one or more core business disciplines
1.2 Apply technical and technological skills appropriate and effective for real world business purposes and contexts.
Higher Order Thinking (HO)
2.1 Investigate real world business issues and situations through the effective analysis, evaluation and synthesis of theory and practice
2.2 Exercise independent judgement and initiative in adapting and applying knowledge and skills for effective planning, problem solving and decision making in diverse contexts.
Professional Communication (PC)
3.1 Use information literacy skills, and communicate effectively and professionally in written forms and using media appropriate for diverse purposes and contexts
3.2 Use information literacy skills, and communicate effectively and professionally in oral forms, appropriate for diverse purposes and contexts.
Teamwork and Self (TS)
4.1 Exercise self-reflection, responsibility and accountability in relation to own learning and professional practice.
4.2 Apply teamwork knowledge and skills for effective collaboration across diverse purposes and contexts
Social, Ethical and Global Understanding (SE)
5.1 Demonstrate and apply knowledge of ethical and legal principles and practices in analysing and responding to business issues
5.2 Demonstrate and apply knowledge of socially responsible behaviour in analysing and addressing business issues in national and international business contexts.
Learning Approaches
Feedback on Learning and Assessment
Students will receive feedback in various forms throughout the semester which may include:
- Informal: worked examples, such as verbal feedback in class, personal consultation
- Formal: in writing, such as checklists (e.g. criteria sheets), written commentary
- Direct: to individual students, either in written form or in consultation
- Indirect: to the whole class
Assessment
Overview
The assessment strategy in this unit is designed to help you achieve the learning outcomes for both discipline knowledge and broader undergraduate capabilities. Each assessment item is structured to:
- Support your learning through formative activities that provide timely feedback as you build knowledge, skills, and professional attitudes; and
- Enable you to demonstrate your achievement of these outcomes through summative tasks that assess your ability to apply concepts and integrate understanding in authentic contexts.
Unit Grading Scheme
7- point scale
Assessment Tasks
Assessment: Superannuation Interview
This assignment is eligible for the 48-hour late submission period and assignment extensions.
Formative or Summative: Formative and Summative
Business Capabilities (AoL goals): KS (1.1), SE (5.1)
Assessment: Superannuation Research Project
You will make an evidence-based recommendation about choosing an appropriate superannuation fund and superannuation investment option, research current systemic issues in superannuation, and prepare a professional submission for assessment.
The ethical and responsible use of generative artificial intelligence (GenAI) tools is authorised in this assessment. See the relevant assessment details in Canvas for specific guidelines.
This assignment is eligible for the 48-hour late submission period and assignment extensions.
Formative or Summative: Formative and Summative
Business Capabilities (AoL goals): HO (2.1), HO (2.2), PC (3.1)
Assessment: Final Exam
The use of generative artificial intelligence (GenAI) tools is prohibited during this assessment.
This invigilated examination requires attendance on campus or at an assessment centre, regardless of your attendance mode for the unit.
This assessment item is a Verified Identity Assessment. Requirements are provided on the Unit Canvas site.
Formative or Summative: Summative
Academic Integrity
Academic integrity is a commitment to undertaking academic work and assessment in a manner that is ethical, fair, honest, respectful and accountable.
The Academic Integrity Policy sets out the range of conduct that can be a failure to maintain the standards of academic integrity. This includes, cheating in exams, plagiarism, self-plagiarism, collusion and contract cheating. It also includes providing fraudulent or altered documentation in support of an academic concession application, for example an assignment extension or a deferred exam.
You are encouraged to make use of QUT’s learning support services, resources and tools to assure the academic integrity of your assessment. This includes the use of text matching software that may be available to assist with self-assessing your academic integrity as part of the assessment submission process.
Breaching QUT’s Academic Integrity Policy or engaging in conduct that may defeat or compromise the purpose of assessment can lead to a finding of student misconduct (Code of Conduct – Student) and result in the imposition of penalties under the Management of Student Misconduct Policy, ranging from a grade reduction to exclusion from QUT.
Resources
Australian Master Superannuation Guide available through CCH Online, which can be accessed via the QUT Library.
Prescribed Reading
Other readings will be assigned each week and will be available through QUT Readings on the unit's Canvas site.
QUT has a guide for writing and presenting essays called QUT cite|write. This guide includes a suite of short pamphlets on essay writing techniques and a series of four guides on citing references correctly. Students may find this guide useful for the research project. To view and download selected guides and sections of QUT cite|write, go to www.citewrite.qut.edu.au
Risk Assessment Statement
There are no out-of-the-ordinary risks associated with this unit.
Standards/Competencies
This unit is designed to support your development of the following standards\competencies.
QUT Business Capabilities (Undergraduate)
HO (2.1): Critical Analysis
Relates to: ULO1, ULO2, Superannuation Research Project, Final Exam
HO (2.2): Independent Judgement and Decision-Making
Relates to: ULO2, Superannuation Research Project, Final Exam
KS (1.1): Discipline Knowledge
Relates to: ULO4, Superannuation Interview, Final Exam
PC (3.1): Professional Communication (Written)
Relates to: ULO3, Superannuation Research Project
SE (5.1): Ethical and Legal Understanding
Relates to: ULO4, Superannuation Interview, Final Exam
Course Learning Outcomes
This unit is designed to support your development of the following course/study area learning outcomes.BS05 Bachelor of Business
- Demonstrate and apply integrated discipline (including technical) knowledge across the broad field of business with depth in one or more core business disciplines.
Relates to: ULO4, Superannuation Interview, Final Exam - Investigate real world business issues and situations through the effective analysis, evaluation and synthesis of theory and practice.
Relates to: ULO1, ULO2, Superannuation Research Project, Final Exam - Exercise independent judgement and initiative in adapting and applying knowledge and skills for effective planning, problem solving and decision making in diverse contexts.
Relates to: ULO2, Superannuation Research Project, Final Exam - Use information literacy skills, and communicate effectively and professionally in written forms and using media appropriate for diverse purposes and contexts.
Relates to: ULO3, Superannuation Research Project - Demonstrate and apply knowledge of ethical and legal principles and practices in analysing and responding to business issues.
Relates to: ULO4, Superannuation Interview, Final Exam
BS08 Bachelor of Business - International
- Demonstrate and apply integrated discipline (including technical) knowledge across the broad field of business with depth in one or more core business disciplines.
Relates to: ULO4, Superannuation Interview, Final Exam - Investigate real world business issues and situations through the effective analysis, evaluation and synthesis of theory and practice.
Relates to: ULO1, ULO2, Superannuation Research Project, Final Exam - Exercise independent judgement and initiative in adapting and applying knowledge and skills for effective planning, problem solving and decision making in diverse contexts.
Relates to: ULO2, Superannuation Research Project, Final Exam - Use information literacy skills, and communicate effectively and professionally in written forms and using media appropriate for diverse purposes and contexts.
Relates to: ULO3, Superannuation Research Project - Demonstrate and apply knowledge of ethical and legal principles and practices in analysing and responding to business issues.
Relates to: ULO4, Superannuation Interview, Final Exam
Unit Outline: Semester 2 2026, Online
| Unit code: | AYB240 |
|---|---|
| Credit points: | 12 |
Overview
In this unit, you will explore the superannuation system, which is one of Australia's retirement policy pillars. You will also encounter other retirement considerations, such as estate planning and aged care provisions. Knowledge of superannuation is critical: while almost every adult in Australia has superannuation, the system is highly complex and heavily regulated. Many Australians nearing retirement will therefore seek advice from financial advisers, accountants, and other financial service providers. This unit links closely with AYB250 Personal Financial Planning, providing a pathway to careers in financial planning, superannuation advisory, and wealth management.
Learning Outcomes
On successful completion of this unit you will be able to:
- Analyse and synthesise financial data to prepare analysis for superannuation decision making. [HO 2.1]Relates to: UG Business Capabilities: HO (2.1)
- Exercise critical thinking, evaluation and judgement for problem solving in the context of superannuation decision making. [HO 2.1, 2.2]
- Communicate in written forms to clearly and professionally structure and present ideas, judgements and opinions. [PC 3.1]Relates to: UG Business Capabilities: PC (3.1)
- Demonstrate and apply knowledge of regulatory frameworks to superannuation issues. [KS 1.1, SE 5.1]
Content
Undergraduate Coursework AoLs
The QUT Business School has established the Assurance of Learning (AoL) Goals to meet contemporary industry needs and standards. Achieving these learning outcomes will assist you to meet the desired graduate outcomes set at QUT - aligned with other internationally renowned business schools. Students will develop the following capabilities relevant to a contemporary global and sustainable business environment:
Knowledge and Technological Skills (KS)
1.1 Demonstrate and apply integrated discipline (including technical) knowledge across the broad field of business with depth in one or more core business disciplines
1.2 Apply technical and technological skills appropriate and effective for real world business purposes and contexts.
Higher Order Thinking (HO)
2.1 Investigate real world business issues and situations through the effective analysis, evaluation and synthesis of theory and practice
2.2 Exercise independent judgement and initiative in adapting and applying knowledge and skills for effective planning, problem solving and decision making in diverse contexts.
Professional Communication (PC)
3.1 Use information literacy skills, and communicate effectively and professionally in written forms and using media appropriate for diverse purposes and contexts
3.2 Use information literacy skills, and communicate effectively and professionally in oral forms, appropriate for diverse purposes and contexts.
Teamwork and Self (TS)
4.1 Exercise self-reflection, responsibility and accountability in relation to own learning and professional practice.
4.2 Apply teamwork knowledge and skills for effective collaboration across diverse purposes and contexts
Social, Ethical and Global Understanding (SE)
5.1 Demonstrate and apply knowledge of ethical and legal principles and practices in analysing and responding to business issues
5.2 Demonstrate and apply knowledge of socially responsible behaviour in analysing and addressing business issues in national and international business contexts.
Learning Approaches
Feedback on Learning and Assessment
Students will receive feedback in various forms throughout the semester which may include:
- Informal: worked examples, such as verbal feedback in class, personal consultation
- Formal: in writing, such as checklists (e.g. criteria sheets), written commentary
- Direct: to individual students, either in written form or in consultation
- Indirect: to the whole class
Assessment
Overview
The assessment strategy in this unit is designed to help you achieve the learning outcomes for both discipline knowledge and broader undergraduate capabilities. Each assessment item is structured to:
- Support your learning through formative activities that provide timely feedback as you build knowledge, skills, and professional attitudes; and
- Enable you to demonstrate your achievement of these outcomes through summative tasks that assess your ability to apply concepts and integrate understanding in authentic contexts.
Unit Grading Scheme
7- point scale
Assessment Tasks
Assessment: Superannuation Interview
This assignment is eligible for the 48-hour late submission period and assignment extensions.
Formative or Summative: Formative and Summative
Business Capabilities (AoL goals): KS (1.1), SE (5.1)
Assessment: Superannuation Research Project
You will make an evidence-based recommendation about choosing an appropriate superannuation fund and superannuation investment option, research current systemic issues in superannuation, and prepare a professional submission for assessment.
The ethical and responsible use of generative artificial intelligence (GenAI) tools is authorised in this assessment. See the relevant assessment details in Canvas for specific guidelines.
This assignment is eligible for the 48-hour late submission period and assignment extensions.
Formative or Summative: Formative and Summative
Business Capabilities (AoL goals): HO (2.1), HO (2.2), PC (3.1)
Assessment: Final Exam
The use of generative artificial intelligence (GenAI) tools is prohibited during this assessment.
This invigilated examination requires attendance on campus or at an assessment centre, regardless of your attendance mode for the unit.
This assessment item is a Verified Identity Assessment. Requirements are provided on the Unit Canvas site.
Formative or Summative: Summative
Academic Integrity
Academic integrity is a commitment to undertaking academic work and assessment in a manner that is ethical, fair, honest, respectful and accountable.
The Academic Integrity Policy sets out the range of conduct that can be a failure to maintain the standards of academic integrity. This includes, cheating in exams, plagiarism, self-plagiarism, collusion and contract cheating. It also includes providing fraudulent or altered documentation in support of an academic concession application, for example an assignment extension or a deferred exam.
You are encouraged to make use of QUT’s learning support services, resources and tools to assure the academic integrity of your assessment. This includes the use of text matching software that may be available to assist with self-assessing your academic integrity as part of the assessment submission process.
Breaching QUT’s Academic Integrity Policy or engaging in conduct that may defeat or compromise the purpose of assessment can lead to a finding of student misconduct (Code of Conduct – Student) and result in the imposition of penalties under the Management of Student Misconduct Policy, ranging from a grade reduction to exclusion from QUT.
Resources
Australian Master Superannuation Guide available through CCH Online, which can be accessed via the QUT Library.
Prescribed Reading
Other readings will be assigned each week and will be available through QUT Readings on the unit's Canvas site.
QUT has a guide for writing and presenting essays called QUT cite|write. This guide includes a suite of short pamphlets on essay writing techniques and a series of four guides on citing references correctly. Students may find this guide useful for the research project. To view and download selected guides and sections of QUT cite|write, go to www.citewrite.qut.edu.au
Risk Assessment Statement
There are no out-of-the-ordinary risks associated with this unit.
Standards/Competencies
This unit is designed to support your development of the following standards\competencies.
QUT Business Capabilities (Undergraduate)
HO (2.1): Critical Analysis
Relates to: ULO1, ULO2, Superannuation Research Project, Final Exam
HO (2.2): Independent Judgement and Decision-Making
Relates to: ULO2, Superannuation Research Project, Final Exam
KS (1.1): Discipline Knowledge
Relates to: ULO4, Superannuation Interview, Final Exam
PC (3.1): Professional Communication (Written)
Relates to: ULO3, Superannuation Research Project
SE (5.1): Ethical and Legal Understanding
Relates to: ULO4, Superannuation Interview, Final Exam
Course Learning Outcomes
This unit is designed to support your development of the following course/study area learning outcomes.BS05 Bachelor of Business
- Demonstrate and apply integrated discipline (including technical) knowledge across the broad field of business with depth in one or more core business disciplines.
Relates to: ULO4, Superannuation Interview, Final Exam - Investigate real world business issues and situations through the effective analysis, evaluation and synthesis of theory and practice.
Relates to: ULO1, ULO2, Superannuation Research Project, Final Exam - Exercise independent judgement and initiative in adapting and applying knowledge and skills for effective planning, problem solving and decision making in diverse contexts.
Relates to: ULO2, Superannuation Research Project, Final Exam - Use information literacy skills, and communicate effectively and professionally in written forms and using media appropriate for diverse purposes and contexts.
Relates to: ULO3, Superannuation Research Project - Demonstrate and apply knowledge of ethical and legal principles and practices in analysing and responding to business issues.
Relates to: ULO4, Superannuation Interview, Final Exam
BS08 Bachelor of Business - International
- Demonstrate and apply integrated discipline (including technical) knowledge across the broad field of business with depth in one or more core business disciplines.
Relates to: ULO4, Superannuation Interview, Final Exam - Investigate real world business issues and situations through the effective analysis, evaluation and synthesis of theory and practice.
Relates to: ULO1, ULO2, Superannuation Research Project, Final Exam - Exercise independent judgement and initiative in adapting and applying knowledge and skills for effective planning, problem solving and decision making in diverse contexts.
Relates to: ULO2, Superannuation Research Project, Final Exam - Use information literacy skills, and communicate effectively and professionally in written forms and using media appropriate for diverse purposes and contexts.
Relates to: ULO3, Superannuation Research Project - Demonstrate and apply knowledge of ethical and legal principles and practices in analysing and responding to business issues.
Relates to: ULO4, Superannuation Interview, Final Exam